finance trouble again
+3
misf1
gotsomeboobs
Jemmy
7 posters
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finance trouble again
I rang the company that Spire are offering their 0% finance with today to see about my loan.
Turns out the 0% is just for 10 months and you need to earn over £1k a month otherwise you need a guaranteur. They want £400 a month repayment.
No chance.
So am back to either bank loan or begging my dad
Turns out the 0% is just for 10 months and you need to earn over £1k a month otherwise you need a guaranteur. They want £400 a month repayment.
No chance.
So am back to either bank loan or begging my dad
Jemmy- BJSF Elite Member
- Number of posts : 2948
Location : Cardiff
Re: finance trouble again
Aww sorry to hear that hun, hope you get it sorted xxx
gotsomeboobs- BJSF Elite Member
- Number of posts : 1331
Location : london
Re: finance trouble again
I begged my boyfriend, he gave in and put it on his credit card. My dad would have been the next victim if boyf said no. :lol:
£400 is so much money. Keep trying. I'm paying boyf £155 a month over 3 years on his 16.5% credit card. But i can pay more some months or less if needed
£400 is so much money. Keep trying. I'm paying boyf £155 a month over 3 years on his 16.5% credit card. But i can pay more some months or less if needed
Re: finance trouble again
Hi Jemmy,
If you need to check the best rate for loans I wd recommend looking on [You must be registered and logged in to see this link.] as the rates change quite often and that will show you the lowest rate.
Good luck
If you need to check the best rate for loans I wd recommend looking on [You must be registered and logged in to see this link.] as the rates change quite often and that will show you the lowest rate.
Good luck
littlemisstiny1- BJSF Addict
- Number of posts : 523
Location : Sussex
Re: finance trouble again
Thanks LMT - it's getting ridiculous now.
Jemmy- BJSF Elite Member
- Number of posts : 2948
Location : Cardiff
Re: finance trouble again
Oh sorry hunni, im sure you'll get sorted! Keep shopping around and im sure you'll find something! Fingers crossed for you, xx
em_stevo- BJSF Elite Member
- Number of posts : 1654
Location : Middlesbrough
Re: finance trouble again
Oh hunni I'm sorry, I really hope you get it sorted.
JoanneR85- Active BJSF Member
- Number of posts : 187
Location : Yorkshire
Re: finance trouble again
Have you thought about becoming a credit card 'tart'?
It works by opening a credit card that has 0% on purchases then when the 0% runs out just start again and open a new credit card that has 0% on balance tranfers, transferring the balance until you manage to pay it off.
There's some info here:
[You must be registered and logged in to see this link.]
It works by opening a credit card that has 0% on purchases then when the 0% runs out just start again and open a new credit card that has 0% on balance tranfers, transferring the balance until you manage to pay it off.
There's some info here:
[You must be registered and logged in to see this link.]
mum23boys- BJSF Addict
- Number of posts : 954
Location : Gloucestershire
Re: finance trouble again
Thanks mum23boys, I did see something about that earlier. But am trying to do an assignment inbetween so didn't take much notice.
Will definately read up on it as it seems an option for me.
x
Will definately read up on it as it seems an option for me.
x
Jemmy- BJSF Elite Member
- Number of posts : 2948
Location : Cardiff
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