Re: March Buddies

by sarahlou222 30th January 2015, 10:56 pm

I'm paying in full lovely. I don't know about the clinics finance schemes at all actually.

This is my treat to myself for being a far too sensible student!! X

by Moocher90 30th January 2015, 10:59 pm

Yh I've paid half then got a 0% credit card which can pay bk for 16 months no charges which I can easily do. I'm very careful with money and once it's all paid off won't use it anymore

by sarahlou222 31st January 2015, 7:29 am

There's so many 0% deals around lately, you can't go wrong can you :)
What company have you got the credit card with? Xx

by Moocher90 31st January 2015, 9:57 am

Halifax I just went on compare the market had a look and applied online and got confirmation there and then :)

by sarahlou222 1st February 2015, 4:45 pm

I've done a bit of research today and I think going to get a 0% credit card too!
I'd like to get a mortgage and because I've never owed any money, my score is quite low and I think this may help to improve it. Thank you so much for sharing :)

Have you started buying lost surgery bras. Pillow etc? X

by Moocher90 1st February 2015, 6:29 pm

Sarahlou x any time I can help I will. I've got a good credit rating because I already own a Barclays platinum credit card which I use to but petrol

by Moocher90 1st February 2015, 6:31 pm

Sarahlou x any time I can help I will. I've got a good credit rating because I already own a Barclays platinum credit card which I use to buy petrol and pay it straight back when the bill comes x does come in handy when you want to apply for credit. Shows u can borrow money and pay it back every month. Yes I've bought some bras and extenders so far and need to buy a v pillow x

by KatyH 1st February 2015, 9:03 pm

Thanks Sarahlou! And congrats on booking Moocher! X

by KatyH 1st February 2015, 9:05 pm

Thanks Sarahlou! And congrats on booking Moocher! X

by Moocher90 1st February 2015, 9:25 pm

Thanks KatieH x same to you

by sarahlou222 1st February 2015, 10:04 pm

[You must be registered and logged in to see this link.] check out that ticker.. how fab is that!!

[You must be registered and logged in to see this link.] my dad warned me about having to owe money to have a good credit rating, but obviously to pay it back on time. So I did get a credit card when I was 18 but only used it on Holidays etc.. I use to be self employed so I always use to pay for everything in cash.. which has stung me in the foot a bit now. However, I started renting a flat in September so now I have bills, rent etc in my name. I got a bed on finance (0%) for 2 years (because again dad warned me this would help my credit rating) I pay the credit card off at the end of each month by direct debit and have set the bed up the same way.
I can't believe if you never 'borrow' money your credit rating is so low - for being good.. ha! I even had to pay £200 more deposit because of it!! xx

by Moocher90 1st February 2015, 10:09 pm

I know it's rubbish!! Exactly why I started boring money to build up my credit rating which has finally paid off as I've been accepted for a new credit card with £2000 limit. I've always borrowed and paid back full amount and never do minimum payments. I've had finance for cars, credit card for petrol. Finance when I had laser eye surgery and obvs have direct debits for rent and bills etc. it has helped in the long run as long as you are strict which I have always been. I only spend what I can afford lol x

by sarahlou222 1st February 2015, 10:16 pm

Exactly... only spend what you can afford, I think thats key :)

What annoys me about the 0% interest accounts is that I cant find out how much credit limit they will offer me until I apply! - So I suppose if it helps the credit rating then even £1000 is better than nothing - I think I'm going to go M&S, they have a £30 voucher with money saving expert at the moment, need to apply before Feb 28th and need to use it before March 30th... will be perfect :)

My graduate job has given me car, phone, laptop so I don't even have phone contract, fuel etc... nice to not worry about MOT, service etc though!

I got my V pillow from Ebay, I found a John Lewis one that had never been used still in packet for £4 :) xx

by Moocher90 1st February 2015, 10:21 pm

Just make sure you read through terms and conditions as you may have to already hold a credit card with them to apply for that one! Xx and Yh been looking on eBay and Amazon for the v pillow I'm going to find it extremely hard as I sleep on my stomach

by sarahlou222 1st February 2015, 10:46 pm

That's my job for tomorrow. I thought I would sleep on it and read the t&c's tomotroe. Only had phone or iPad this weekend but will be able to read it probably on the pc tomorrow :)
There are some bargains about, I got my Macom on eBay too.. Funny enough the lady emailed me and she's a breast buddy too!! X

by Moocher90 1st February 2015, 10:48 pm

Hahaha how's your luck! Small world but such a great place to be. Lovely bunch of ladies who will answer any question x before long it will be your time and everyone will be asking you questions about BA lol

by sarahlou222 2nd February 2015, 1:45 pm

I've applied for it!! Read all the t's and c's... Luckily not too long.
I think I've actually ordered/got everything now!

Royce post op bra
Macom post op bra
A sports bra that does up at the front
M&S high impact sports bra (twin pack)
(Going to order shock absorber sports bra when I have a better idea of size!)
V shaped pillow
Arnica - will start taking 5 days before
Pain killers
Nipple dasies so I dont 'poke' out of the sports bras at work!
Pyjamas that do up at the front x2
Ice packs
Laxatives incase the GA effects me

Have I forgotten anything? I'm an organised freak can you tell? Lol xx

by Moocher90 2nd February 2015, 1:59 pm

Lol you've got more then me! I've got a few sports bras high impact ones , support bras and bra extenders for swelling, ordered the v pillow not got anything else on your list yet lol x

You getting bra extenders?! You sound like you have everything in place ready for the big day lol xx

by sarahlou222 2nd February 2015, 3:47 pm

Yes I have bra extenders... In white, black and nude! Rolling Eyes

I do a lot of my shopping online, so I like to order now, and know I have it in time! :) xx

by Moocher90 2nd February 2015, 4:17 pm

I'm exactly the same Sarahlou x been out today to get my pjs x few extra bits to get then I'm all done :) xx

by sarahlou222 2nd February 2015, 6:06 pm

Aww yay :) where did you get yours from? xx

by Moocher90 2nd February 2015, 6:14 pm

Got my pjs from primark :) £3 each one is pjs one is a night shirt both in the sale both button down :) x love a bargain x has you Dr told told you to take arnica?! X mine hasn't :/ x

by sarahlou222 2nd February 2015, 6:20 pm

I've just written about that in my boob job diary! - I asked if I was allowed and although the nurse doesn't believe in alternative therapies she said it would cause no problem and to go ahead if I wanted to, 5 days before and 5 days after :)

Wow that is a bargain.. well done :) xx

by Moocher90 2nd February 2015, 6:22 pm

Ohhh cool was wondering because I do bruise quite bad and anything that may help is better then not giving it ago if no harm is done to my recovery x

by sarahlou222 3rd February 2015, 8:19 pm

I would double check with the surgeon but I agree :)

I got accepted for the Marks and Spencer card - I've got to wait for the limit to come through the post! xx

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