Paying for your BA
+28
mytime
Nemi
minxie
d_whpl
Flossy
JQueen
Nonna
ejones380
stokesy88
nicolamichael1
Rach26
alfie
charbie17
Dolly6410
Kat86
ab1982
lindsaylouise
gorgeousgirl4444
Gemski
misf1
yettiricey
leehosegood
pinkbabe
bigandsmall
jen86
Nyssa-H
RoxyChick
Karen1982
32 posters
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Paying for your BA
How did you all pay for your BA??
I am saving £1500 and getting the rest on finance and will pay it off when I get my annual bonus x
I am saving £1500 and getting the rest on finance and will pay it off when I get my annual bonus x
Karen1982- BJSF Addict
- Number of posts : 277
Location : Cambridge
Re: Paying for your BA
ooh that's a good idea, How long did the 0% interest last? x
Karen1982- BJSF Addict
- Number of posts : 277
Location : Cambridge
Re: Paying for your BA
12 or 18 months. Think it was a Virgin credit card. There are some good offers out there, as long as you don't go a day over the 0% interest period.
Re: Paying for your BA
Usually depends on the credit card - I looked at one and it was 0% on purchases for 12mths. I'd been thinkin about an op for a while and it wasn't until I was made redundant recently that I actually thought I might be able to do it! I only received £1700 & I had £500 which I'd received as a lump sum maternity payment on returning to work! My partner's giving me £1000, and I've told him that will do for my bday and xmas presents (probably for the next 5yrs lol). My mam gave me £200 and the rest I paid myself! xx
Nyssa-H- BJSF Addict
- Number of posts : 671
Location : Cumbria
Re: Paying for your BA
i got a loan out for the 3995 it cost, but will end up paying back around 6,500!! not the best deal ever, but i was so desperate i dont care!
jen86- BJSF Elite Member
- Number of posts : 2901
Location : west midlands
Re: Paying for your BA
Savings and redundancy pay!
bigandsmall- BJSF Addict
- Number of posts : 256
Location : North West
Re: Paying for your BA
I used some of my student loan and money from my job, then mya gave me a loan for the rest which was 0% and I paid it back every 3months over a 12month period. x
pinkbabe- BJSF Elite Member
- Number of posts : 4947
Location : south wales
Re: Paying for your BA
I got a loan from my parents, they would rather I pay they back the money than to get a credit card and end up paying lots of interest
xx
xx
Re: Paying for your BA
I saved like a made saving woman. x
yettiricey- BJSF Elite Member
- Number of posts : 2309
Location : Kent
Re: Paying for your BA
I got a barclay credit card which is interest free for 20months! So I will pay £100 a month off and also around £1000 when I have my tax rebate out. So after the £1000 comes out I Will have £2500 on the card and will try my best to pay it off in the 20 months, which shouldn't be a problem to be honest x
Gemski- Active BJSF Member
- Number of posts : 134
Location : Swansea
Re: Paying for your BA
i saved up 1, 795 and my mum lent me £2000 which i can pay her back as and when already paid her back some and i havent even had the op lol but i hate being in debt and want it paid asap lol x
Re: Paying for your BA
I had mine with transform and did the £1000 deposit and then the 12 month interest free payment plan, it is £250 a month but me and my partner are paying £125 a month each... He paid the £1000 deposit as its my 30th new years day and were getting married nxt may in cyprus, so its a presant for both x
lindsaylouise- BJSF Addict
- Number of posts : 506
Location : england bristol
Re: Paying for your BA
I remortaged my house! Getting married next year (in cyprus aswell) so got money for that and some extra for my Op :)
x
x
ab1982- BJSF Addict
- Number of posts : 404
Location : Sussex
Re: Paying for your BA
I have saved up £2500 and am putting £1500 on a Bmi card x
Kat86- Active BJSF Member
- Number of posts : 137
Location : Dorset
Re: Paying for your BA
i'm using my life savings!!! arggggghhhh not sure i want to but have to have a re-op anyway because of cc, also why does a 22 year old need savings anyway?!
Dolly6410- BJSF Addict
- Number of posts : 326
Location : Bristol
Re: Paying for your BA
I saved up £1000 and then borrowed the remainder from my Dad - although im nearly 30 he's never lent me a penny before so i just bit the bullet and asked him. I think he said yes just to spare me telling him anything else about my boobies. hehe! xxx
charbie17- BJSF Addict
- Number of posts : 379
Location : Lancashire
Re: Paying for your BA
I used savings. xx
alfie- BJSF Elite Member
- Number of posts : 5841
Location : London
Re: Paying for your BA
I cannot bloody save for anything!! Mainly cos I start to save then something comes up with one of the kids or something for the house and it gets spent again!!!
I have looked into borrowing the money, but can't get loans or credit cards or anything as I don't work.
I also asked my parents, but despite knowing I desperately wanted my boobies done, and knowing how badly it was affecting me, they decided to tell me that they couldn't afford to lend me any money and then spend £17,000 on home improvements!!!!
Soooo I'm now hoping that my friend comes good on his promise and gets my boobs for me as a thank you for a couple of recent favours!!!
I have looked into borrowing the money, but can't get loans or credit cards or anything as I don't work.
I also asked my parents, but despite knowing I desperately wanted my boobies done, and knowing how badly it was affecting me, they decided to tell me that they couldn't afford to lend me any money and then spend £17,000 on home improvements!!!!
Soooo I'm now hoping that my friend comes good on his promise and gets my boobs for me as a thank you for a couple of recent favours!!!
Re: Paying for your BA
I added it onto my mortgage!!! will be paid off in 23 years years haha xx
nicolamichael1- BJSF Addict
- Number of posts : 266
Location : london
Re: Paying for your BA
im soooo nosy!! i wana know what the favours were!! that wud be pretty damn generous of him. I wish my friends wud give me the money!! he he xxRach26 wrote:I cannot bloody save for anything!! Mainly cos I start to save then something comes up with one of the kids or something for the house and it gets spent again!!!
I have looked into borrowing the money, but can't get loans or credit cards or anything as I don't work.
I also asked my parents, but despite knowing I desperately wanted my boobies done, and knowing how badly it was affecting me, they decided to tell me that they couldn't afford to lend me any money and then spend £17,000 on home improvements!!!!
Soooo I'm now hoping that my friend comes good on his promise and gets my boobs for me as a thank you for a couple of recent favours!!!
jen86- BJSF Elite Member
- Number of posts : 2901
Location : west midlands
Re: Paying for your BA
I took out loan like jen86 and will be paying back like double what I borrowed!! Will be worth is though :-). Xx
stokesy88- BJSF Addict
- Number of posts : 475
Location : Essex
Re: Paying for your BA
after trying and failing to save up i gave in and got a loan for the full amount over 5 and a half years xx
ejones380- Active BJSF Member
- Number of posts : 153
Location : manchester
Re: Paying for your BA
aww congrats on getting married amyjayne, hope u have a wonderful day, i get married 17.05.12 in blue palm ayia napa x
lindsaylouise- BJSF Addict
- Number of posts : 506
Location : england bristol
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