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Life insurance
by Mrs_B_24 21st October 2013, 9:47 pm
Hi everyone,
Getting closer to the day now and starting to plan ahead. Just wondering if anyone else chose to inform their life insurance before going for the op, it's something MyBreast advised me to do, just wondering what everyone else did? Xx
Getting closer to the day now and starting to plan ahead. Just wondering if anyone else chose to inform their life insurance before going for the op, it's something MyBreast advised me to do, just wondering what everyone else did? Xx
Mrs_B_24- BJSF Addict
- Number of posts : 531
Location : Lancashire
Re: Life insurance
by COOKIE 21st October 2013, 11:00 pm
I doubt very much any life insurance would cover you at all for 'elective surgery' babe... You can call and talk to them about this, but I very much doubt you'd have any cover. Xx
COOKIE- Admin
- Number of posts : 28796
Location : North West England -
Re: Life insurance
by CAB321 22nd October 2013, 1:32 pm
Hi
I'm a financial adviser as my day job and there's no reason why a life insurance policy wouldn't pay out if you died during BA surgery. The main reasons why policies don't pay is suicide or non disclosure of pre existing health conditions.
Think about it this way.
If this was an exclusion everything you ever did would be excluded. You elect to drive a car, but they'll still pay out if you die in a car crash etc!!
The type of policy that probably wouldn't pay out is a health insurance plan, that pays an amount for each night you're in hospital. In this case because it's elective you wouldn't be covered.
Hope this helps.x
I'm a financial adviser as my day job and there's no reason why a life insurance policy wouldn't pay out if you died during BA surgery. The main reasons why policies don't pay is suicide or non disclosure of pre existing health conditions.
Think about it this way.
If this was an exclusion everything you ever did would be excluded. You elect to drive a car, but they'll still pay out if you die in a car crash etc!!
The type of policy that probably wouldn't pay out is a health insurance plan, that pays an amount for each night you're in hospital. In this case because it's elective you wouldn't be covered.
Hope this helps.x
CAB321- BJSF Addict
- Number of posts : 542
Location : Salisbury
Re: Life insurance
by Mrs_B_24 22nd October 2013, 3:20 pm
That is helpful, thanks Cab! I,
'Ve nothing to lose by telling them so will get to it. Thanks xx
'Ve nothing to lose by telling them so will get to it. Thanks xx
Mrs_B_24- BJSF Addict
- Number of posts : 531
Location : Lancashire
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