Very nervous...sorting finance tomorrow!!!

As most of you probably know I am getting my boobs on finance , this always makes me laugh as my boyfriend quite rightly said what are they going to do if you don't pay 'whip them out'

i have saved a nice deposit and due to my really rubbish credit rating from years ago when I was young and stupid I am unable to get finance in my own name so my sister very kindly has said she doesn't mind doing it for me as she know's i can afford it and will pay.

Spoke to the company the other day and they recommended getting the finance sorted within the next week or so, so we are doing it tomorrow morning at 11am, I am so nervous just incase they say no to my sister, I'm sure they won't, she earns the same as me and unlike me she lives at her boyfriends (rent free etc) but she does have a new car but no other loans cards etc!!!

Wracking my brain to think of other options if they do say no!!!! xx

Good luck hunny!! I got my loan for my boobs about 2/3 months ago! So long ago I can't actually remember when the payments start going out! Going to be paying it off for a very long time though!! xxx

Good luck hun. Know how you are feeling! I really don't think Im gonna get accepted even tho I only need finance for £1,000. I'll probably have to put back my op by a couple of months and altho this isn't the end of the world I had planned everything around 22/9 - it's so depressing!!

I am sure you will be fine tho. xx

Thanks Both, roll on tomorrow lunchtime so I know.

Stokesy - I didn't realise until I called them the other day that you can do it so far in advance, I would have done it ages ago too lol. Yeah I know what you mean but at least it will be worth it when we have

Tracy - I have my fingers and everything crossed for you

xx

Well my sister came round at 11am and we called the loan company told them again that I wouldn't be able to get finance in my name etc and he said that was fine but that he has to do a search on me first on my own and then they will come back and suggest whether to bother with a joint application etc, so he put all my details in and to my shock he said my credit rating is actually not that bad anymore but I do still need a joint application (i was more pleased about that the the actual boob money for a minute lol) so he then enetred all my sister's details and he came back that it has said yes in principal, so he is now sending all the contracts for us both to sign and send back with the usual bank statement and payslip and after receiving it all back they will give me a definite answer within two days so I should know for definite by Friday!!!!! But so far so good!!!

Even more excited now though lol xx

Gr8 news huni xx

That's great news Karen!!! I am so happy for you! Now you can move ahead. Congrats!!! Good luck with your surgery

Sorry Hun can I ask who you're having your op with? Is it First Medical loans that you've applied with? Xx

Great news Karen

I was in the same position, bad credit rating despite good income. Sounds really bad putting it in wrighting but my rating must have improved as I've just got a credit card through my bank at 0% for a year so thats what helped me book up!

Fingers crossed it all looks like its going ahead for you x

Did I really just spell writing like that!!

Think I need some more sleep z

Thanks Girls!!!

Tracey - I am going with Spire and yes it was First Medical Loans, I know it's not a definite yes yet but it's looking good, definitely give them a go if you haven't already hun.

Louise - yes you did lol!!!

xx

Thats great hun,xxx

I have applied with first medical loans just for the last 1,000 but I'm not holding out much hope. I'll prob need a guarantor and it would have to be my boyfriend as he's the only person who knows about the op. He already had to get a loan for me to get me a car and our big mortgage is in his name only even though i pay half. So when they run the credit check it's gonna look as tho he has loads of debt. Will wait and see tho xx

Did you call them or do it online? xx

I called them then they sent me some questions via email and asked me to reply. X

Cool, well fingers crossed xx

Oooh fingers crossed!! Hope it works out!! xxx

wahayyy!!! boobies...karen is on her wayyyy!!! xx