Finance?
+3
MissAlexaEll
COOKIE
Jess.C x
7 posters
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Finance?
How good is the finance on BA??
My savings don't mature until next April but I don't want to wait until then for my BA?
Can you pay it off early?
Xx
My savings don't mature until next April but I don't want to wait until then for my BA?
Can you pay it off early?
Xx
Jess.C x- Active BJSF Member
- Number of posts : 99
Location : Coventry
Re: Finance?
Depending on how good your credit is Jess if you were hoping to get your BA now and pay off early, then an interest free credit card that you can get for a 6-12 month period would probably be your best option babe. This way you'll only pay back what you have borrowed as opposed to taking on finance from a clinic or taking out a loan. Once you pay the card off the debt is clear!
Its worth shopping around lovely, then apply for the card. Xx
Its worth shopping around lovely, then apply for the card. Xx
Re: Finance?
Yeah would advise an interest free credit card also hunni :)
I was going to get finance for mine off the company spire use but turned out i was going to have to pay another £1000 at least on top so thankfully my mum came to the rescue and lent me the money :)
x x x x x
I was going to get finance for mine off the company spire use but turned out i was going to have to pay another £1000 at least on top so thankfully my mum came to the rescue and lent me the money :)
x x x x x
MissAlexaEll- BJSF Addict
- Number of posts : 306
Location : West Yorkshire
Re: Finance?
i'm having a mare trying to get finance, most places i've approached would give me finance if i had a guarantor but i don't know anybody that meets the criteria (full time employed, homeowner, good credit) that would be willing to sign. x
Nicole- BJSF Elite Member
- Number of posts : 2455
Location : hertfordshire
Re: Finance?
when i was looking into getting mine done by finance they told me to get a bank loan or credit card cos its easier to be accepted for 1 and u wont pay as much back in interest.
nataliei87- Active BJSF Member
- Number of posts : 187
Location : birmingham
Re: Finance?
When I looked in to it you could get a 0% for, i think it was 10 months or a yr from a company the spire recomended. However tesco are doing a 0% for 16 months which was the best deal, that was a couple of weeks ago. xx
Re: Finance?
Thanks girls, gosh isn't it confusing!!
I had a credit card already with a limit of £3k so could just use that xx
I had a credit card already with a limit of £3k so could just use that xx
Jess.C x- Active BJSF Member
- Number of posts : 99
Location : Coventry
Re: Finance?
whats the apr interest though x
tinkerbell24- BJSF Elite Member
- Number of posts : 8811
Location : Glasgow
Re: Finance?
tinkerbell24 wrote:whats the apr interest though x
As Tink said, check what interest you might have to pay back on the card you currently have, because it may be better for you to apply for an 'interest free' card, so you pay no extra money back other than what you loaned hun. Xx
Re: Finance?
True!! Gosh people love scamming money don't they!
It doesn't really natter tho cos I can pay it off next April anyway it's just in the meantime :)
Think interest is something like 19-22% I can't remember. I don't get charged interest if I pay the full amount back each month but I don't earn £3000 a month so that would be abit difficult.
O well you only live once! :)
X
It doesn't really natter tho cos I can pay it off next April anyway it's just in the meantime :)
Think interest is something like 19-22% I can't remember. I don't get charged interest if I pay the full amount back each month but I don't earn £3000 a month so that would be abit difficult.
O well you only live once! :)
X
Jess.C x- Active BJSF Member
- Number of posts : 99
Location : Coventry
Re: Finance?
ur £3000 coukd easily turn into you needing to pay back around £4 something xx
tinkerbell24- BJSF Elite Member
- Number of posts : 8811
Location : Glasgow
Re: Finance?
Hmmmm better sleep on it I reckon.
Suppose I can discuss this on Saturday at my consultation
Xx
Suppose I can discuss this on Saturday at my consultation
Xx
Jess.C x- Active BJSF Member
- Number of posts : 99
Location : Coventry
Re: Finance?
yeah have a wee think not trying to put you offf lovely xx
tinkerbell24- BJSF Elite Member
- Number of posts : 8811
Location : Glasgow
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